Terms and Conditions

Terms and Conditions

These terms govern your use of Myralexinto consultation services and website located at Myralexinto

By accessing our website or using our services, you agree to be bound by these terms and conditions

Definitions

For clarity, the following terms have specific meanings throughout this agreement

• Service: Financial planning consultation services provided through monthly subscription
• User: Any individual accessing our website or subscribing to our consultation services
• Content: All information, text, graphics, and materials available through our website and consultation sessions
• Company: Myralexinto Services Sdn Bhd and its representatives

Use of Our Services

Our consultation services are provided subject to the following terms and limitations

• Services are for personal use only and cannot be resold or transferred
• You must provide accurate information during consultation sessions
• Consultation scheduling must respect our business hours and availability

Your Responsibilities

As a user of our consultation services, you agree to the following responsibilities

• Provide accurate and complete information relevant to your financial situation
• Attend scheduled consultation sessions or provide reasonable notice for cancellations
• Respect the professional nature of our consultation relationship
• Pay subscription fees according to the agreed schedule and terms

Prohibited Activities

The following activities are strictly prohibited when using our services

• Misrepresenting your identity or financial situation during consultations
• Using our services for illegal activities or fraudulent purposes
• Attempting to gain unauthorized access to our systems or other users' information
• Reproducing or distributing our proprietary consultation materials without permission
• Using our services to compete with or harm our business interests

Intellectual Property

All content, materials, and consultation methodologies provided through our services remain the intellectual property of Myralexinto Services Sdn Bhd

Privacy and Data Protection

Your personal information is handled according to our Privacy Policy and Malaysian Personal Data Protection Act 2010

Please review our separate Privacy Policy for detailed information about data collection and processing practices Privacy Policy

Disclaimers and Warranties

Our consultation services are provided "as is" without warranties of any kind, express or implied

Limitation of Liability

Our liability is limited to the extent permitted by Malaysian law, and we cannot be held responsible for financial decisions made based on consultation discussions

Our maximum liability shall not exceed the total amount paid for subscription services in the 12 months preceding any claim

Indemnification

You agree to indemnify Myralexinto against claims arising from your use of our services or violation of these terms

Dispute Resolution

Disputes will be resolved through Malaysian legal processes and alternative dispute resolution mechanisms

Termination

Either party may terminate the consultation service relationship with 30 days written notice

Upon termination, access to consultation services ceases, but these terms remain binding for completed transactions

Governing Law

These terms are governed by Malaysian law and subject to the jurisdiction of Malaysian courts

Severability

If any provision of these terms is deemed unenforceable, the remaining provisions shall continue in full force and effect

Entire Agreement

These terms, together with our Privacy Policy and other referenced policies, constitute the complete agreement between you and Myralexinto

Changes to Terms

We reserve the right to modify these terms at any time, with changes taking effect immediately upon posting on our website

Continued use of our services after changes constitutes acceptance of modified terms

Terms Questions

Contact us if you have questions about these terms and conditions